You thought the car you were towing behind your RV was connected securely. By the time you discovered it was not, the value of the damage left in its wake had exceeded your current coverage. Ah, if you had only known about umbrella insurance.
An umbrella policy, or excess liability coverage, kicks in with another layer of liability coverage for incidents on your home or property, accidents involving your boat or RV, or judgments that exceed your existing coverage. Don’t end up on a rainy day wishing you had an umbrella.